{"id":6043,"date":"2019-08-19T11:18:09","date_gmt":"2019-08-19T18:18:09","guid":{"rendered":"https:\/\/membermouse.com\/?p=6043"},"modified":"2020-07-28T11:15:20","modified_gmt":"2020-07-28T18:15:20","slug":"psd2-sca-y-3d-secure-2-0","status":"publish","type":"post","link":"https:\/\/membermouse.com\/es\/updates\/psd2-sca-and-3d-secure-2-0\/","title":{"rendered":"PSD2, autenticaci\u00f3n fuerte de clientes y 3D Secure 2.0"},"content":{"rendered":"Como propietarios de empresas, recibimos tantas notificaciones y alertas diferentes cada d\u00eda que puede ser un reto ordenarlas todas y averiguar d\u00f3nde es necesario actuar. Es probable que haya recibido comunicaciones de su(s) procesador(es) de pagos inform\u00e1ndole de que la Directiva revisada sobre servicios de pago (DSP2<\/a>) goes into effect September 14, 2019, and urging you to update your integration to be in compliance.\r\n\r\nIn general, the main requirement of PSD2 as it relates to online businesses is Strong Customer Authentication (SCA<\/a>) - similar to what people refer to as two-factor authentication - which necessitates a 3D Secure (3DS<\/a>) para compras iniciales y \u00fanicas en las que tanto el banco iniciador como el adquirente se encuentran en el Espacio Econ\u00f3mico Europeo (EEE<\/a>).\r\n\r\nMemberMouse takes very seriously the responsibility to implement security and infrastructure updates for all the payment gateways that we support. Our development team is on track for a new release to allow your site to be in compliance in advance of the mid-September deadline. \r\n\r\nThere is no action required from MemberMouse customers at this time. The new release of MemberMouse will contain updated payment integrations and incorporate changes necessary for the 3DS checkout flow. A simple manual update to the MemberMouse plugin will be all that's necessary on your site. Read more below for additional information about specific payment processors' SCA efforts.\r\n\r\n

Stripe y Braintree<\/strong><\/h3>\r\nTanto Stripe como Braintree se basar\u00e1n en 3D Secure 2.0<\/a> para proporcionar autenticaci\u00f3n. La aplicaci\u00f3n de 3D Secure suele a\u00f1adir un paso adicional despu\u00e9s del pago, en el que el banco solicita al titular de la tarjeta que facilite informaci\u00f3n adicional para completar el pago (por ejemplo, un c\u00f3digo de un solo uso enviado a su tel\u00e9fono o la autenticaci\u00f3n de la huella dactilar a trav\u00e9s de su aplicaci\u00f3n de banca m\u00f3vil). Los esfuerzos de MemberMouse se centran en trabajar para modificar nuestra integraci\u00f3n y el flujo de pago seg\u00fan sea necesario para admitir esta funcionalidad.\r\n\r\n